Income Calculator Disclaimer | PSI Groups

Sales Manager Income Calculator Disclaimer

This calculator is provided by PSI Groups for educational and illustrative purposes only. All income projections reflect the compensation structure outlined by Equis Financial and are based on Builder Track Sales Manager (SM) guidelines and override assumptions.

Compensation Parameters

The income estimates in this tool are calculated using the following baseline assumptions:

Annual Premium per policy: $1,110
Sales Manager Contract Level: 90%
Team Agent Contract Level: 70%
Override Spread: 20% on team production
No personal production is included in any income totals

SM Qualification Requirements

To qualify as a Sales Manager (SM) on the Builder Track through Equis Financial, an agent must meet the following:

Minimum of $25,000 in issue-paid premium within a month, or $6,250 per week
Have 3 Qualified Equis Representatives (QERs), each with 3 bonusable apps issued and paid
Maintain company-acceptable placement and persistency rates
Satisfy the 50% rule: No more than 50% of paid production may come from one leg

Builder Bonus Guidelines

Builder Bonuses may be available to qualifying Sales Managers based on monthly bonusable volume and adherence to all current Equis Financial eligibility criteria. Bonusable production must meet specific product guidelines and exclude:

Unreported, controlled, and guaranteed issue policies
Foresters Your Term, LSW Term products, and all fully underwritten term products
children's plans, accidental, and non-life products

Bonus availability and structure are subject to change at any time. PSI Groups and Equis Financial reserve the right to modify, adjust, or discontinue any bonus program at their sole discretion with notification provided via company communication channels, such as official emails, portals, or team updates. No bonus amount or structure is guaranteed.

Promotion & Re-Qualification Periods

SM level and below: 1-month qualification period
110% and above: 2 consecutive months of qualifying volume
Re-qualification: Minimum of 2 non-consecutive qualifying months in each 6-month period

Income and Legal Disclaimers

All income figures shown in this calculator are gross projections and are not a guarantee or representation of actual results. Earnings will vary based on individual agent performance, team production, licensing status, chargebacks, persistency, underwriting approval, and placement.

PSI Groups complies with all applicable federal and state laws and regulations governing marketing, earnings disclosures, and insurance compensation. This includes full compliance with the California Consumer Privacy Act (CCPA), California Business and Professions Code §17500, and nationwide insurance advertising regulations across all 50 U.S. states.

This tool does not imply or guarantee employment, compensation, or contract offers. All agent relationships are independent contractor positions governed by the terms of their Equis Financial agreement.

Compensation, override levels, and bonus programs are subject to change at any time and are determined by Equis Financial and its current policies. All new agents begin at a 70% contract level unless otherwise modified by written agreement.